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The One Luxury I Enjoy

July 23, 2019 by Jason Fieber 14 Comments

I wrote an article not too long ago that discussed how I’m actually richer than I appear to be due to my lack of desire for most things in life.

If you were to make a list of the things most people covet, chances are pretty good that I don’t want any of it.

A car? 

Couldn’t desire it less.

A house? 

That’s a huge pass.

Fancy clothing? 

No, thanks.

This isn’t out of some kind of effort to adhere to frugality tenets. There’s no misplaced loyalty to an ideology. I don’t pass up on this stuff because I’d rather hoard money. I’m not virtue signaling here.

It’s exceedingly simple.

I genuinely lack the desire for most physical possessions in life.

I almost never get that feeling in the pit of my stomach – that exhilaration – that is common when someone sees something they want.

Now, I used to get that feeling when I was younger. I used to waste my money on all kinds of stuff in my youth, which is what led to an epiphany of sorts. I started to chase after FIRE when I realized that the stuff didn’t make me happy.

So I know what that’s like to desire stuff. Truly. But I don’t get that feeling anymore.

When I see most of the things that people go crazy for, I now just shake my head. I’m totally oblivious to it.

But I did notice something interesting in the comments section of the article I wrote about my lack of desire.

Luxury

The word “luxury” came up a number of times in comments.

Even though I never mentioned that word in my article, it seems like at least a few people thought I was talking about lacking a desire for luxury goods and/or services.

Well, that’s not necessarily true.

What I meant was, I lack a desire for most things – luxury or not.

It’s not just a McMansion that I don’t desire. I don’t desire a small house, either.

Likewise, it doesn’t matter to me if it’s a Toyota or a Ferrari – I don’t want to own a car at all.

In fact, you could give me a house for free, yet I still would not want it. I’d sell it in a heartbeat and go back to my life.

It’s not about money. It’s about a genuine lifestyle preference. I don’t like the form factor of a house, nor do I want to live in the kind of physical location where houses usually are. This lifestyle preference just happens to make me relatively wealthy, or at least wealthier than I’d otherwise be if I had this desire.

That was the message I was trying to convey.

However, something occurred to me after reading these comments.

There actually is a luxury that I enjoy in my life.

No, I’m not talking about FIRE. While I believe that financial freedom is the “ultimate status symbol”, there’s a more worldly luxury that I’ve slowly become accustomed to.

In fact, it’s a luxury that I really enjoy.

It took some time for this acclimatization process to unfold. After all, I grew up very poor in Detroit. So I’ve always felt, well, maybe a little bit uncomfortable around luxury. I’m weird like that.

But after experiencing this particular luxury so much here in Thailand, I’d be hard-pressed to ever go back to a life that didn’t have it.

Convenience

That luxury is… drum roll, please…

Convenience.

I’ll relate this back to the things I don’t desire, in order to better explain what I love about convenience.

The best example of this is a car.

So I’ve already mentioned that I don’t want a car. Wouldn’t take one if you gave it to me (other than to immediately sell it).

However, I sometimes need access to a car. Even though my favorite mode of transportation is walking, I can’t walk everywhere. I occasionally need to go somewhere across town.

Well, in these cases, I simply pull up an app and hire an on-demand car and driver for a couple dollars. I hit a button. A car shows up in less than a minute. I’m then chauffeured around, which is an incredible luxury and convenience. I mean, it wasn’t that long ago that being chauffeured around by a private driver was a luxury that only the very wealthy had access to. Now it’s been democratized. It’s amazing.

If I lived in a city with better public transit, I’d prefer to just hop on a bus or train. I’m a big fan of public transportation, and I’ve been using some form of it for many years now.

But this is all convenience. It’s far more convenient to sit down and be chauffeured to your destination while you check your email than to sit behind a wheel and fight traffic while stressing out. I’ve done both. It’s not even a competition.

(I think I’m simply ahead of the curve on this one, which I mentioned back when I decided to let my driver’s license lapse. There will surely be a time in the future in which self-driving cars are omnipresent and private car ownership has gone the way of the dodo. People will look back on driving and wonder what in the world we were doing.)

Another example is my abode.

Instead of living in some far-flung, slowly rotting, resource-sucking structure in the suburbs or country, I rent a furnished apartment right in the city center.

I have everything I could possibly want right at my fingertips. Talk about convenience.

And if something in the apartment breaks, I walk downstairs to the office or make a quick call to get it resolved. Takes me seconds. It’s fantastic.

No maintenance. No need to fix anything. Everything is taken care of for me.

Also, how I go about eating is a great example.

I don’t cook. When I want to eat, I stroll out to any one of the dozens of markets and restaurants that are within a few hundred meters of my apartment. Or I can hop on an app and have food delivered to me. That means no meal planning, grocery shopping, lugging around groceries, storing food, cooking, cleaning, etc. It’s so convenient. I love it.

If you love grocery shopping, cooking, and cleaning, have at it. I think that’s great. But I personally don’t care for any of that.

Lastly, I don’t even clean my space.

When the apartment is dirty, I let the manager know and they schedule a maid to come and clean the place. It’s amazing. No need to buy and store cleaning materials, then spend an hour or two cleaning. This is a convenience that I don’t think I’d ever want to do without, now that I’ve experienced it.

Convenience Abroad Versus USA

There you have it.

It’s all about convenience for me.

That’s a luxury that I’m more than willing to pay for. I’m unashamed to admit that I love it.

The thing is, I live a far more convenient life now than I ever lived in the States.

After moving abroad to Thailand, I’ve been able to totally eliminate tedious tasks like cleaning and cooking.

A maid can be had for about $5 over here, for instance. And the Thai markets offer quality food that’s highly accessible and cheap. Even restaurants serving Western food are much cheaper. Plus, no tax or tip.

It’s funny to me, because a lot of Americans seem to have this very incorrect worldview about a lot of places. That’s probably because most Americans don’t travel internationally – only about 1/3 of Americans even have a passport. So they rely on the media to brainwash them… err, tell them about the world.

In the US, which is this very wealthy place by all statistical measures, most people are apparently economically struggling.

The majority of Americans can’t afford a $1,000 emergency. Simultaneously, adding insult to injury, they have to take care of these tedious tasks by themselves.

All while having that big house, owning that car, and everything else.

It’s a lack of convenience and simultaneous abundance of stress.

Meanwhile, I live this incredibly convenient life.

I don’t have mow a lawn, fix things, cook my own food, drive myself anywhere, or even clean my space.

If you like mowing your lawn and cleaning dishes, go for it. I’m not saying any of that is bad. But I’ve never found an ounce of joy in any of it, so I’m glad to be rid of it all.

I can now focus more of my resources in areas where I can add value and find joy.

This extra time, energy, and freedom allows me to pursue my passions. I can stimulate my mind with reading and writing. I’m free to hit the gym, stimulate my body, and live a healthy lifestyle. There’s an ability to be more present in the moments. Life is fun. It’s wonderful.

I don’t work for my lifestyle. My lifestyle works for me. 

That really sums up convenience for me. Convenience, particularly within the framework of FIRE, creates a lifestyle that works for you. This is in stark contrast to the way lot of people out there are busy working hard for their house, car, etc.

Conclusion

Convenience is a luxury.

And it’s one that I’m very happy to have in my life.

Now, I’m not saying that you should also love convenience, nor am I saying that you should also not desire a house or a car (or whatever, really). I’m only sharing my perspectives and experiences here.

But I never knew how amazing full-blown convenience was until I started to fully experience and take advantage of it after moving abroad. Now that I have so much convenience in my life, I don’t see why I’d ever want to go back to living a life that didn’t have it.

So while I don’t desire most of the products and/or services that most consumers go after, I do value convenience highly. A nice watch means nothing to me. But having someone clean my apartment and cook my food is gold.

I was going to end this article by noting that convenience is worth every penny to me. But it just so happens that my lifestyle costs much less than the way most Americans, even with their lack of convenience, go about their lives.

Comes down to individual choices and values, really. I personally value a lifestyle that naturally doesn’t cost very much. The fact that it’s so convenient is icing on an already delicious cake.

What about you? Do you have any luxuries in your life? What do you value? What luxury do you most covet? 

Thanks for reading.

P.S. If you’re interested in living a more convenient and free life, check out some awesome tools I used on my way to becoming financially free at 33!

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Filed Under: Dividend Expat

About Jason Fieber

Jason Fieber became financially free at 33 years old through a combination of hard work, frugal living, strategic entrepreneurship, intelligent investing, and geographic arbitrage. He currently lives his early retirement dream life in Thailand. Jason has authored two best-selling books: The Dividend Mantra Way and 5 Steps To Retire In 5 Years (also available in paperback).

 

Jason recommends Personal Capital for portfolio management, Mint for budgeting, Schwab for the brokerage account, and Seeking Alpha, Daily Trade Alert, and Motley Fool for stock ideas. He uses TunnelBear VPN service while living abroad. Traveling Mailbox handles his US mail. This blog is hosted by Bluehost. If you'd like to start your own blog, Jason offers free coaching when you use our Bluehost affiliate link.

 

Jason's writing and/or story has been featured across international media like USA Today, Business Insider, and CNBC.

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Reader Interactions

Comments

  1. friendlyFiRe says

    July 23, 2019 at 4:54 am

    >But I’ve never found an ounce of joy in any of it
    I think there are less people out there, who are enjoying such
    kind of work.
    On the other hand they buy houses which are too big for them
    and then have to clean the big house and mow the big lawn.
    So they have to decide spending additionally money for the services or
    doing the annoying work by themself.

    Reply
    • Jason Fieber says

      July 23, 2019 at 6:07 am

      friendly,

      For sure. It’s important to choose your lifestyle wisely. You have to find yourself and stay true to that. I once found myself stuck in a life I didn’t like. Took some hard work to turn it all around, but I’m happy I did. 🙂

      Just wanted to clear up the notion that I shun all luxury. I arguably have more luxury in my life than most Americans.

      Cheers!

      Reply
  2. Sixty Months says

    July 23, 2019 at 6:44 am

    Jason,

    Great post. It is so interesting to see how affordable and more convenient your life is over there.

    I definitely want to get rid of my house and car. I really enjoy a small apartment in the city center and public transportation. The majority of my net worth is tied up in my house and I can’t wait to change that. Life would be so much more carefree.

    What do you do for laundry? I assume it is inexpensive to have that done. That is one chore I can’t stand.

    Sixty Months

    Reply
    • Jason Fieber says

      July 23, 2019 at 6:59 am

      SM,

      Happy to share! 🙂

      Yeah, I really love this lifestyle. Most people work hard for their lifestyle. My lifestyle works hard for me. Wouldn’t trade it for the world.

      As for laundry, it’s funny. I actually do it myself. We have a nice washer in the apartment. I don’t have to do it, though. They have multiple mobile laundry services in town that will pick up your clothes, wash them, and bring them back to you. All for very little money. But I just throw the clothes in while I’m showering, then put them up when I’m out of the shower. It’s easier for me than to bag them, bring them downstairs, then pick them up and all of that. But I can definitely see how others would prefer having the clothes done for them.

      Best regards.

      Reply
  3. retirebyforty says

    July 23, 2019 at 10:12 am

    Convenience is a huge luxury. It’s a lot more affordable in Thailand because labor is much cheaper in the US.Here, I hesitate to hire anything out. It’s easier and cheaper for me to do it myself. The gap between my income and the cost to hire out is too small.
    For me, I have the luxury of time. I can read, watch movies, go for a walk, and do other relaxing activities. Most people don’t have that kind of luxury in the US.

    Reply
    • Jason Fieber says

      July 23, 2019 at 10:21 am

      Joe,

      Totally. I never experienced this kind of convenience until I left the US. Super expensive over there to hire a maid, go out to eat, etc. Centrally located apartments in dynamic city centers are also crazy expensive in the States. Even Uber over there is a lot more than Grab over here. The lower cost of labor here obviously has a lot to do with that. And so you have a big difference in how you go about making those choices and valuing those conveniences when you’re in the States.

      I’m right there with you on the gift of time. Not having to spend some of it on tedious tasks that I don’t enjoy is such a luxury. I’m super grateful for that. 🙂

      Thanks for dropping by!

      Best wishes.

      Reply
  4. Nordic Fire says

    July 23, 2019 at 12:29 pm

    For most people, a house, car and fancy clother are YES YES YES. It’s definitely beneficial for your financial situation that you’re not chasing material things. Your mentality and preferences are made for FIRE!

    -NF

    Reply
    • Jason Fieber says

      July 23, 2019 at 12:39 pm

      NF,

      You’re right. In many ways, I was made for this. After all, my last name can be rearranged to spell “BE FIRE”. 🙂

      I think that’s just a combination of good fortune, my unfortunate childhood, and a number of different roads I took in life. It all led me here. I’m happy about that. And I hope everyone else out there is putting themselves in a position they can be happy with.

      Cheers!

      Reply
  5. financialvelociraptor says

    July 24, 2019 at 4:13 pm

    I don’t take it to the level you do but I totally understand. I started out my career like most Americans trading time for money. Now that I have “enough”, I sometimes trade money for time (which is REALLY more valuable?!?) For example, I detest mowing the lawn. Sixty dollars a month is money well spent to have Omar do it for me. He does a better job that I ever did anyway.

    Reply
    • Jason Fieber says

      July 25, 2019 at 1:41 am

      FV,

      “…trade money for time.”

      That’s exactly it. It’s what FIRE is all about. Going after FIRE requires one to realize that paradigm shift, where they start to value time more than money. Quitting my job was obviously one way in which I started to value time a lot more than money. Convenience just takes it a step further. I didn’t like my job at all. Just as well, I’ve never enjoyed cleaning a toilet.

      Best regards.

      Reply
  6. Nick says

    July 26, 2019 at 4:20 pm

    The obsolescence of individual car ownership is coming, it’s just a matter of time. I live in the part of Phoenix where Google (well, Waymo) has had a fleet of about 600 test vehicles driving around for the last several years, I see them out there all day/every day (I seriously can’t drive 2 miles without seeing one), and they seem to work. They rarely get in wrecks (pretty much always the other vehicle at fault when they do), and now they’re starting to pick up passengers for Lyft.

    Reply
    • Jason Fieber says

      July 27, 2019 at 2:48 am

      Nick,

      For sure. It’s coming. Perhaps not as quickly as a lot of prognosticators have been predicting, but I do believe future humans will be looking back on individual car ownership with a sense of bemusement. It’s fun to be ahead of the curve on this one. 🙂

      Best regards.

      Reply
      • Marcus says

        July 27, 2019 at 10:17 pm

        It is great that you have optimized your lifestyle to suit your likes and preferences, that sounds like freedom to me. Reducing all those tasks you don’t like doing down to a minimum and focusing and those things that you do enjoy.

        I wouldn’t sound the death knell for the private car just yet. There are many, many people, like me, that view cars as more than appliances, and actually enjoy the experience of owning, driving and wrenching on cars. Nobody wants to sit in traffic for hours though, so certainly the technology that is coming will change what our everyday transportation looks and feels like. Private cars will just be used on the weekends for the sole purpose to driving enjoyment, similar to how one would take out their tennis racket or fishing poles on the weekend.

        Reply
        • Jason Fieber says

          July 28, 2019 at 2:15 am

          Marcus,

          Thanks!

          That’s really what it’s all about. Focusing more on what you love, less on what you don’t love. 🙂

          I don’t think anyone is sounding the death knell. It’s unlikely we’ll see individual car ownership disappear tomorrow, or even relatively soon. But it’s coming. That much is clear. However, even when self-driving cars become omnipresent, I still think old-school cars will have a place. It’s just like how riding a horse used to be a utilitarian mode of travel, but now people spend a lot of money to have private ownership of horses for show/riding. I imagine you’ll have these closed environments/tracks in the future, along with short-term car rentals, for people who want that old-fashioned “thrill” of driving a car around. They already have these for supercar enthusiasts, but I imagine it’ll one day be a more widespread phenomenon that caters to a different/larger group of people. And people with land at their disposal might decide to have a “manual” car around, even if/when these cars are practically outlawed on public roads. I mean, you still have people collecting cars that were built decades ago. But in terms of what society at large does, I do think individual car ownership will one day be relegated to the dust bin of history. Relative to our history as a species, private car ownership is destined to be pretty short. Certainly much shorter than riding horses around, funny enough.

          Best wishes!

          Reply

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I'm Jason Fieber, Mr. Free At 33. I became financially free at 33 years old by working really hard, living well below my means, engaging in strategic entrepreneurship, intelligently investing, and using geographic arbitrage to my advantage. I currently live in Thailand, where I'm making my early retirement dreams come true. I write and coach so that I can help others make their early retirement dreams come true.

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