• Skip to primary navigation
  • Skip to content
  • Skip to primary sidebar
  • Skip to footer

Mr. Free At 33

Dividends • Stocks • Investing

  • My Story
  • Coaching
  • Portfolio
  • Getting Started
  • Media Mentions
  • Contact

FIRE Fund Update For March 2019

March 5, 2019 by Jason Fieber 33 Comments

The FIRE Fund is my real-life and real-money dividend growth stock portfolio.

I call it that because the portfolio allowed me to reach financial independence and retire early (FIRE).

This six-figure collection of some of the best businesses in the world is generating the five-figure and growing passive dividend income I need to sustain myself in life and cover my personal basic expenses.

The Fund provides me an opportunity to live a blissful job-free existence that promotes time over money, passions over paychecks, and value over prices.

I’ll below go over any and all transactions from the preceding month, covering any buys and/or sells that occurred since the last update.

You’ll see exact transactions (including dates and prices).

And I’ll quickly discuss some of the rationale behind each respective transaction.

Keep in mind, however, that these monthly updates are just snapshots in time. These updates are furthermore simply a peek at what the maintaining of a dividend growth stock portfolio post-FIRE looks like, as I’m no longer aggressively buying stocks so that I can achieve FIRE.

Stock purchasing is now more or less a function of the pure enjoyment of investing as a hobby and passion (rather than a function of becoming financially independent as fast as possible), but the ongoing casual investing of fresh capital does add to my passive income, options, and philanthropic firepower.

Moreover, the actual market value of the FIRE Fund (which is constantly oscillating) means very little in the grand scheme of things; it’s the dividend income the Fund generates that actually unlocks financial freedom for me.

To that point, I’ll also go over any dividend increases that were announced since the last update, as well as how that affects the Fund’s expected annual dividend income over the next 12 months.

Purchases

I purchased 5 shares of The Kraft Heinz Co. (KHC) on 2/11/19 for $47.45 per share.

The Kraft Heinz Co. is one of the world’s largest consumer packaged food and beverage companies.

I noted back in November, when I initiated my position in this company, that I was probably going to limit this investment to a rather small percentage of the portfolio. Indeed, I don’t foresee buying any additional shares of this business. That was true before their terrible Q4 report that sent the stock cratering. It’s still true now.

In the end, it’s ketchup and cheese (and a lot of other food products). I’m not concerned about the viability of the business as a going concern. But it’s clearly not worth what it once was.

This purchase added $12.50 in annual dividend income.

I purchased 10 shares in The GEO Group, Inc. (GEO) on 2/25/18 for $23.34 per share.

The GEO Group, Inc. is a leading provider of diversified correctional, detention, and residential treatment services to various government agencies around the world.

This is an interesting company that reorganized as a REIT back in 2012. It’s been on a tear ever since.

They provide an unfortunate, but necessary, service. I certainly wish we lived in a world in which correctional facilities didn’t exist. But I look at and invest in the way the world is, not as I wish it were.

Looking at the numbers between FY 2013 (first full year as a REIT) and FY 2018, revenue has compounded at an annual rate of 8.89%. AFFO/share has increased by ~31% over that same stretch. The latter is helped by the fact that The GEO Group hasn’t been overly aggressive with dilution.

Even with that very solid growth, though, the stock is trading hands for a rock-bottom P/AFFO ratio of 9.45.

Meanwhile, it’s a big hitter when it comes to the dividend.

The stock yields a very appealing 8.28% right now, which means I wouldn’t need much, or any, dividend growth for this to be a respectable investment.

Fortunately, though, the dividend growth is there. They’ve increased their dividend for seven consecutive years. In fact, they announced a 2.1% dividend increase in February. The new payout only represents 77.8% of AFFO.

After seeing their earnings report and that increase, I decided to go ahead an initiate a small position.

But it’ll remain a rather small position.

I see it as complementary, in some ways, to my position in Iron Mountain Inc. (IRM). They’re both high-yielding, niche REITs that have some unique opportunities and challenges. I would argue they’re both also slightly speculative, which limits my ability to invest too heavily. But a big yield like this goes a long way, even with only a little bit of exposure.

The biggest risk here, in my opinion, is any type of large-scale prison reform. It’s impossible to quantify the impact of such an action. I believe this risk, in part, keeps the valuation low and the yield high.

This purchase added $19.20 in annual dividend income.

Sales

There were no sales since the last update.

Dividend Increases

Archer Daniels Midland Company (ADM) announced a 4.5% increase in its dividend, upping the quarterly dividend from $0.335 to $0.35. This added $2.70 in annual dividend income.

3M Co. (MMM) announced a 5.9% increase in its dividend, upping the quarterly dividend from $1.36 to $1.44. This added $3.20 in annual dividend income.

Union Pacific Corporation (UNP) announced a 10% increase in its dividend, upping the quarterly dividend from $0.80 to $0.88. This added $19.20 in annual dividend income.

Omnicom Group Inc. (OMC) announced an 8.3% increase in its dividend, upping the quarterly dividend from $0.60 to $0.65. This added $3.00 in annual dividend income.

NorthWestern Corp. (NWE) announced a 4.5% increase in its dividend, upping the quarterly dividend from $0.55 to $0.575. This added $2.50 in annual dividend income.

Nestle SA (NSRGY) announced a 4.3% increase in its dividend, upping the annual dividend from CHF 2.35 to CHF 2.45. This added $2.00 in annual dividend income.

Tanger Factory Outlet Centers Inc. (SKT) announced a 1.4% increase in its dividend, upping the quarterly dividend from $0.35 to $0.355. This added $0.80 in annual dividend income.

PPL Corp. (PPL) announced a 0.6% increase in its dividend, upping the quarterly dividend from $0.41 to $0.4125. This added $0.40 in annual dividend income.

PepsiCo, Inc. (PEP) announced a 3.0% increase in its dividend, upping the quarterly dividend from $0.9275 to $0.955. This added $8.47 in annual dividend income.

United Parcel Service, Inc. (UPS) announced a 5.5% increase in its dividend, upping the quarterly dividend from $0.91 to $0.96. This added $5.00 in annual dividend income.

Genuine Parts Company (GPC) announced 5.9% increase in its dividend, upping the quarterly dividend from $0.72 to $0.7625. This added $0.85 in annual dividend income.

The Coca-Cola Co. (KO) announced a 2.6% increase in its dividend, upping the quarterly dividend from $0.39 to $0.40. This added $5.60 in annual dividend income.

Service Corporation International (SCI) announced a 5.9% increase in its dividend, upping the quarterly dividend from $0.17 to $0.18. This added $0.80 in annual dividend income.

Digital Realty Trust, Inc. (DLR) announced a 6.9% increase in its dividend, upping the quarterly dividend from $1.01 to $1.08. This added $12.60 in annual dividend income.

Bank of Nova Scotia (BNS) announced a 2.4% increase in its dividend, upping the quarterly dividend from CAD 0.85 to CAD 0.87. This added $4.84 in annual dividend income.

Linde PLC (LIN) announced a 6.1% increase in its divided, upping the quarterly dividend from $0.825 to $0.875. This added $2.00 in annual dividend income.

Albemarle Corporation (ALB) announced a 9.7% increase in its dividend, upping the quarterly dividend from $0.335 to $0.3675. This added $4.55 in annual dividend income.

Main Street Capital Corporation (MAIN) announced a 2.6% increase in its dividend, upping the monthly dividend from $0.195 to $0.20. This added $7.20 in annual dividend income.

TJX Companies Inc. (TJX) announced a 17.9% increase in its dividend, upping the quarterly dividend from $0.195 to $0.23. This added $1.40 in annual dividend income.

Toronto-Dominion Bank (TD) announced a 10.4% increase in its dividend, upping the quarterly dividend from CAD 0.67 to CAD 0.74. This added $12.76 in annual dividend income.

British Am Tobacco PLC (BTI) announced a 4.0% increase in its dividend, upping the quarterly dividend from 48.80 pence to 50.75 pence. This added $5.14 in annual dividend income.

Dividend Decreases

The Kraft Heinz Co. (KHC) announced a 36% decrease in its dividend, lowering the quarterly dividend from $0.625 to $0.40. This subtracted $18.00 in annual dividend income.

FIRE Fund

The FIRE Fund is now valued at $386,263.49. That’s a 2.2% increase from the last reported market value of $377,822.01.

There are 116 companies in the Fund. That’s an increase since the last update, due to the initiation of a position in GEO.

The Fund is now expected to generate a total of $13,652.20 in annual dividend income over the next 12 months. That’s an increase of 0.8%, or $110.97, over the prior update’s annual expectation of $13,541.23.

A fantastic tool for tracking your portfolio, progress, and performance is Personal Capital.

Conclusion

Boy, the overall picture is just incredible stuff.

The dividends for nothing, and the shares for free. I still can’t believe it sometimes.

It was another great month for the Fund.

Twenty-one dividend increases came in.

I believe that’s a new record for the Fund.

That’s twenty-one “pay raises”.

I used to have to work awfully hard to get just one pay raise from my job. Show up early. Stay late. Say the right things. Fulfill quotas.

Now I not only do not have to work hard to receive a pay raise, I don’t have to work at all. Plus, there are numerous raises!

That said, February wasn’t all wonderful.

I did experience a dividend cut this month, which is reflected above. That’s my first dividend cut in a very long time. It’s unfortunate, but this is exactly why it’s so important to broadly diversify.

Diversification is the only “free lunch” available for investors. It allows you to take advantage of the almost infinite upside of equities, without overly and unnecessarily exposing you to the downside that is possible by riding it out with only a few companies.

There’s no one “perfect” company out there. There certainly aren’t 20 or 30 “perfect” companies out there. Investors can’t predict the future. Broad diversification is a big reason why index investing works so well.

I noted when I first started investing Kraft Heinz that I wanted to keep this a very small position because of the debt load and growth concerns. That’s repeated above.

The big dividend cut isn’t a total shock, since there were some cracks showing (including a rather high payout ratio). But I thought they would try to keep the dividend intact (without raises for the near term) while navigating around some of their challenges.

I underestimated those challenges, however. It was a mistake on my part. And I definitely did not anticipate a $15 billion writedown and an SEC investigation, nor did anyone else.

The good news is that the sheer scope of my portfolio means a dividend cut barely shows up on my radar. It was a non-event for me. Dividends are, after all, almost always “in the green”. I had twenty-one raises and one cut this month. That’s just plain good math.

Let’s put that dividend growth in perspective.

The $87.01 increase in my annual dividend income that came about by way of the organic dividend increases (after factoring in the cut) announced by my holdings this past month is analogous to investing $2,486 in fresh capital at a 3.5% yield (the average portfolio yield) – except I invested exactly $0 to achieve that increase in passive dividend income.

Said another way, even with a dividend cut, the organic dividend growth the Fund produced in February was on par with investing $2,486 in fresh capital. That’s pretty amazing, folks.

It goes to show the power of a dividend growth snowball. That snowball becomes practically unstoppable over time.

The Fund’s income is growing as if I’m still out there investing thousands of dollars, even though the reality of the situation is that I’m not doing anything close to that. I’m simply going about my lovely life and casually putting away a few bucks here and there.

Looking toward March, it’s business as usual.

I’ll aim to invest $500 to $1,000 in fresh capital, which is my current target for post-FIRE investing activities. The Fund is pretty much in “maintenance mode” from here on out.

It’s not as easy to find values as it was just a few months ago. But it’s not impossible. And I’ve never been against paying a fair price for a great business.

United Parcel Service, Inc. (UPS) looks fairly appealing here.

And I’d like to get back to acquiring shares in Broadcom Inc. (AVGO). Its recent run up is disappointing in the sense that I’m not yet done building my position there. Meanwhile, I may add to Texas Instruments Inc. (TXN) in this space. My position in the latter is smaller and it’s moved up quite a bit less since I started accumulating.

I think CVS Health Corp. (CVS) is deep in the bargain bin, and I have a little bit of room for that stock, although the static dividend is a concern for me. In addition, there are a lot of questions regarding how the Aetna acquisition will eventually play out.

Retail also has some opportunities. I have room for Target Corporation (TGT) and TJX Companies Inc. (TJX). Both are relatively small positions in the Fund. And both businesses are doing very well.

I’m excited to live out another month in the life of my dreams. FIRE is absolutely, without a doubt, worth every ounce of effort and so-called “sacrifice”.

I honestly couldn’t imagine living any other way. Having the freedom to live life totally on my terms is a huge gift. Owning my time is the greatest luxury of all.

Let’s all continue to make our dreams come true!

As always, I’ll publish stock purchases in real-time over at Twitter and Facebook. So make sure to follow me there (where I also share numerous other updates about my life as a dividend expat).

Full disclosure: I’m long all aforementioned stocks.

How was your month? Are your investments performing to your expectations?

Thanks for reading.

Image courtesy of: imgflip and Warner Bros. Pictures.

P.S. If you’re also aiming to build a dividend growth stock portfolio and the necessary dividend income to become FIRE, make sure to check out some amazing resources that helped me reach financial freedom at 33!

Share this:

  • Click to share on Twitter (Opens in new window)
  • Click to share on Facebook (Opens in new window)
  • Click to share on Reddit (Opens in new window)
  • Click to share on Pinterest (Opens in new window)
  • Click to share on LinkedIn (Opens in new window)
  • Click to share on Tumblr (Opens in new window)
  • Click to share on Pocket (Opens in new window)

Filed Under: Finances

About Jason Fieber

Jason Fieber became financially free at 33 years old by using dividend growth investing to his advantage. Jason has authored two best-selling books: The Dividend Mantra Way and 5 Steps To Retire In 5 Years (also available in paperback).

 

Jason recommends Personal Capital for portfolio management, Mint for budgeting, Schwab for the brokerage account, and Morningstar, Daily Trade Alert, and Motley Fool for stock ideas. This blog is hosted by Bluehost. If you'd like to start your own blog, Jason offers free coaching when you use our Bluehost affiliate link.

 

Jason's writing and/or story has been featured across international media like USA Today, Business Insider, and CNBC.

« Undervalued Dividend Growth Stock Of The Week
Becoming A Better Investor Has Helped Me Become A Better Person »

Reader Interactions

Comments

  1. Buy, Hold Long says

    March 5, 2019 at 5:47 am

    Very nicely done and wow what a payrise you got this month.
    That’s the same as investing over 2k. That is amazing.
    Well done, thanks for sharing the update.

    Reply
    • Jason Fieber says

      March 5, 2019 at 7:14 am

      BHL,

      Getting pay raises for doing nothing?! Even I can do that! 🙂

      Hope you had a great month, too.

      Best regards.

      Reply
  2. Anonymous says

    March 5, 2019 at 6:47 am

    didn’t see the pepsi dividend raise https://www.pepsico.com/news/press-release/pepsico-declares-quarterly-dividend02132019

    Reply
    • Jason Fieber says

      March 5, 2019 at 7:15 am

      Anonymous,

      Pepsi’s increase is listed above. They announced it in their latest ER. The PR you linked to is regarding the old payout.

      Cheers.

      Reply
  3. ATM says

    March 5, 2019 at 8:04 am

    Thanks Jason for sharing your update, I was trying to understand more your process of when to sell a stock, Given KHC scenario of dividend cut do you anticipate selling this stock if the fundamental continue to deteriorate ..

    On the other hand KHC is a case and point of the advantage of over-diversification and maintain small size for most of the companies in your portfolio.

    Reply
    • Jason Fieber says

      March 5, 2019 at 9:05 am

      ATM,

      See here:

      https://www.mrfreeat33.com/why-i-will-never-sell-another-stock/

      Cheers!

      Reply
  4. desidividend says

    March 5, 2019 at 8:56 am

    Nice overall raises,i have been thinking of adding more CVS shares ,currently i own 15 ,so maybe add few more .T is another one i am adding.

    Reply
    • Jason Fieber says

      March 5, 2019 at 9:07 am

      desidividend,

      Yeah, it’s hard to ignore CVS here. I don’t like certain developments, but that valuation is awfully compelling if they can get back on track. My position there is small, which gives me a little bit of flexibility regarding throwing some fresh capital at it.

      Best wishes!

      Reply
      • desidividend says

        March 5, 2019 at 10:19 am

        same ,i am thinking of add smaller positions of CVS

        Reply
  5. Dividend Gremlin says

    March 5, 2019 at 9:17 am

    Jason,

    I like your future choices at the bottom, my watch list looks pretty similar. I got burned by KHC too, but my increases are keeping that problem buried. I am also still holding – no point in dumping them at a loss nor is their story finished.

    – Gremlin

    Reply
    • Jason Fieber says

      March 5, 2019 at 9:19 am

      DG,

      That snowball becomes unstoppable over time. Best just to stay out of its way. 🙂

      Best regards!

      Reply
  6. michael says

    March 5, 2019 at 11:15 am

    Looks like a great month of dividend increase, and portfolio growth Jason. I don’t own KHC I wouldn’t mind buying it I just have other stocks that are in front of the line to buy. AVGO does look interesting its just had a big run up so I will wait for a pull back.
    The FIRE fund is looking good, and thanks for the update.
    Cheers

    Reply
    • Jason Fieber says

      March 5, 2019 at 11:26 am

      Michael,

      I honestly can’t complain. It’s all just a dream come true for me. The support I get from readers like yourself is part of that dream. 🙂

      Yeah, AVGO is tough here. I think it’s still very appealing for the long haul. It’s just that it’s less appealing now than it was a few months ago.

      Best regards.

      Reply
  7. Mr. Tako says

    March 5, 2019 at 1:51 pm

    Sorry to hear that you got caught up in the Kraft debacle. I was lucky enough to stay away from that one. My analysis last year said it had problems, and Q4 definitely proved that to everyone else.

    Your diversification really helped smooth things out on the income front though… but 116 companies is a lot to follow.

    How do you have time to adequately understand them all?

    Reply
    • Jason Fieber says

      March 6, 2019 at 1:09 am

      Mr. Tako,

      Yeah, I hear you on Kraft. Their problems were pretty evident to everyone, which is why the stock dropped from almost $100/share to under $50/share. However, the writeoff was a surprise. That changes the valuation and the thesis. It’s unfortunate, but that’s why you diversify.

      Cheers!

      Reply
  8. Rob D says

    March 5, 2019 at 2:47 pm

    Do you manually compile all the dividend changes that have occurred over the month or utilize some tool? I would like to get a quick report on my own portfolio changes in a likewise manner. I have PC to track overall performance but I would like an easy way to quickly ascertain dividend increases/decreases. Thanks!

    Reply
    • Jason Fieber says

      March 6, 2019 at 1:12 am

      Rob,

      I get email alerts from Seeking Alpha whenever a dividend/increase is announced. Ordinarily, I wouldn’t compile all of that information like you see above. I only do this because I blog about this stuff. If it weren’t for the blogging, I’d spend a lot less time looking at everything. My portfolio spreadsheet would surely disappear, for instance, if I weren’t writing like this.

      Brokerages track everything and do all the heavy lifting. And the third parties like PC and Mint further centralize everything. It’s just that I have to visualize this information for readers, which is why I put everything down the way I do.

      Best regards!

      Reply
  9. Aesthetic Odyssey says

    March 5, 2019 at 4:41 pm

    Great month overall, Jason. Not even the KHC debacle can derail the right amount of diversification! I’ve always been hesitant to invest in that company because of 3G Capital. I hate how they do business and this recent Kraft Heinz stuff just solidified that further.

    I didn’t even know PEP had done a raise, that’s the second one in a week, after BTI boosted my yield to 7.5%. Good times roll. Love making my in my sleep.

    Reply
    • Jason Fieber says

      March 6, 2019 at 1:19 am

      AO,

      Ahh. I see that BTI release now. Thanks for letting me know. Seeking Alpha missed it. I’m guessing they missed it because the next dividend hasn’t been formally announced. They’ll sometimes miss an initial PR, only to circle back around to it when the official dividend announcement comes through. Nonetheless, that’s a solid increase. I’ll have to edit the article/spreadsheet and include that. A nice surprise! 🙂

      Best wishes.

      Reply
  10. dsfi says

    March 5, 2019 at 7:16 pm

    Have you considered to sell options to increase cashflow?

    Reply
    • Jason Fieber says

      March 6, 2019 at 1:21 am

      dsfi,

      Not interested. But best of luck if you decide to go down that road.

      Cheers.

      Reply
  11. Ronald says

    March 5, 2019 at 10:56 pm

    You’re almost at $1200/mo average. That’s amazing.

    Reply
    • Jason Fieber says

      March 6, 2019 at 1:23 am

      Ronald,

      It’s a wonderful position to be in. I’m super grateful. That amount of money goes very, very far over here in Thailand.

      Hope you had a great month, too!

      Best regards.

      Reply
  12. CanadianPassiveIncome says

    March 6, 2019 at 7:36 am

    wow nice Jason.

    Sooooo many dividend raises! congrats man.
    Kraft sucked but your diversification eliminated a big hit.

    cvs certainly does seem cheap but hasnt set a floor. I wonder how cheap it can go.

    cheers man

    Reply
    • Jason Fieber says

      March 6, 2019 at 7:48 am

      CPI,

      The life of a dividend growth investor living off of dividend income and receiving raises for doing nothing. It’s not too shabby! 🙂

      We’ll see on CVS. I’m not concerned at all about the stock price. Acquisition integration, debt repayment, and getting back to dividend growth are all on my radar, though.

      Cheers!

      Reply
  13. Mike H says

    March 6, 2019 at 12:26 pm

    Hi Jason,

    Nice increases in your portfolio!

    I also got hit with the Kraft dividend cut and my position is a bit more concentrated than your portfolio at 1.2% of the total, after the drop in the share price. However I also have a lot of other increases that offsets this cut. I’m neither buying nor selling at this point.

    Life continues to smoothly roll along.

    We’ll be back to Thailand in a few months with kid #2 on the way- now is the time to focus more on passion projects and i’m so looking forward to that!

    -Mike

    Reply
    • Jason Fieber says

      March 6, 2019 at 12:44 pm

      Mike,

      Wow. I don’t think I heard/congratulated you about your second child. That’s great. Congrats! 🙂

      Thailand is great. I don’t know if you’ve been enjoying the time away, but I just thoroughly enjoy my life in Thailand. Feel really blessed that I’m able to live here. I currently feel no desire at all to even visit the US, let alone ever live there again.

      The dividend cut is unfortunate, but I didn’t feel any greater sense of displeasure from the dividend cut than any sense of pleasure I felt from any of the increases. For instance, I didn’t go shouting from the rooftops about the UNP increase (which offset the cut) any more than I was wallowing in tears about the KHC cut. I don’t get emotionally affected by this stuff, up or down. Then again, I didn’t have a lot of exposure there. My portfolio’s allocation to KHC is similar to SPX’s allocation. So anyone invested in the S&P 500 saw roughly the same impact as I did.

      Best regards!

      Reply
  14. Andrew says

    March 8, 2019 at 8:56 pm

    Hello Jason.

    Your portfolio, its performance and how you built it is to me really inspiring and amazing. I enjoy reading your blog for motivation on Dividend growth investing, having started my own portfolio here in Australia only 8 months ago. We are spoilt here in the ASX with many quality companies paying solid increasing dividends to choose from. I have so far invested 25k over 7 companies so far returning an average of 5.1% dividends. Two questions I would like to pose to you if you may.

    1. Did you use any particular strategy to allocate company weight when you built your portfolio?

    Being inexperienced at this and learning all the time, I am thinking of allocating total weight of $2000 to $3000 for each company and buying on share price dips in small parcels of $500 or $1000 fortnightly from my wishlist.

    2. In your opinion is it better to use dividends from fully weighted companies to buy more companies in the early stages or use the DRIP option to facilitate compounding straight away?

    Kind regards from Australia to Chiang Mai

    Andrew

    Reply
    • Jason Fieber says

      March 9, 2019 at 2:30 am

      Andrew,

      Hey, that’s great. Sounds like you’re off to a nice start! 🙂

      As for weighting, it just depends on my enthusiasm for a particular business. A higher-quality company that checks off as many boxes as possible tends to get more of my capital than a company that is perhaps more speculative or involves more compromises (say, yield or growth). Johnson & Johnson, for instance, is my largest holding. It checks off pretty much every box I have. But I have a much smaller position in Visa, for example, because the yield is way too low for me to invest heavily there. Ultimately, it’s an individual call. Just depends on where your enthusiasm lies, as well as the circumference of your circle of competence.

      Regarding a DRIP, I covered that here:

      https://www.dividendmantra.com/2014/03/selective-dividend-reinvestment-vs-drip/

      Hope that helps!

      Best regards.

      Reply
      • Andrew says

        March 10, 2019 at 8:01 pm

        Hello Jason.

        Thankyou for your quick reply, comments and the link to your Dividend mantra article. This has added a lot of clarity for me now on both issues for me. I am really excited to switch all my dividends away from DRIP and pool them monthly to buy and add to new companies. So much better than getting paid in overvalued shares! Buying more Mother Golden geese that lay golden eggs is going to drench my soul in happiness! Hahaha.

        Thankyou again, being able to get new positions to weight quicker is going to be really amazing to watch and do. I am excited for the future and to read more Dividend Mantra.

        P.S. Been to Chiang Mai in 2015 and would move there in an instant have I ever the chance.

        Kind regards

        Andrew

        Reply
  15. Alan says

    March 11, 2019 at 11:28 am

    Great post, thank you for sharing. I was just wondering about your multiple purchase in a month and feeds associated with this. Eg. if i invest £500 a month in stocks, surely it would be better to buy one stock per month or even less often than buying two or more stocks per month? I guess it depends on whether you have free or low cost dealing? Thank you! Alan

    Reply
    • Alan says

      March 11, 2019 at 11:30 am

      *fees rather than feeds! I’m hungry, time for dinner

      Reply
    • Jason Fieber says

      March 11, 2019 at 1:20 pm

      Alan,

      I don’t pay any trading commission fees:

      https://www.mrfreeat33.com/why-i-moved-most-of-my-assets-from-scottrade-to-charles-schwab-and-why-you-may-want-to-do-the-same/

      Cheers!

      Reply

Join the discussion. Let's have a dialogue. Just please make sure comments are respectful and relevant. Cancel reply

Primary Sidebar

About Me

About Me

Hi. I'm Jason Fieber. I achieved financial independence and retired in my early 30s by using dividend growth investing to my advantage. I cover stock analyses, market news, dividend updates, and the dividend growth investing strategy.

Recommended

My Best-Selling Books

My Best-Selling Books

Let’s Stay In Touch

  • Facebook
  • Twitter

As Seen In

As Seen In

Most Popular

  • Two Big Reasons Behind My Decision To Move Overseas And Become A Dividend Expat 119 comments
  • Financial Freedom Should Be Just One Chapter Of An Otherwise Fantastic Book 110 comments
  • My Recent Experience With Visiting A Hospital In Chiang Mai, Thailand 106 comments
  • Why I Moved Most Of My Assets From Scottrade to Charles Schwab (And Why You May Want To Do The Same) 96 comments
  • It’s Not About The Money: Rent Versus Buy 91 comments

Search

Archives

Categories

Footer

Disclaimer

I’m not a licensed professional of any kind. I’m not a financial advisor, tax professional, or doctor. This site should be viewed for entertainment purposes only. Before you invest any of your money, exercise, or undergo any financial, business, or personal changes at all, please consult an appropriate professional. Unless your investments are FDIC insured, they may decline in value. Any stock transactions and/or analyses I publish should not be considered to be investment recommendations. I am not liable for any losses or suffering experienced by any party.

Privacy Policy

This site does not attempt to collect any personal information whatsoever other than that which is freely shared publicly (through comments), or that which is collected automatically via servers and Google Analytics. I do not sell or voluntarily disclose anyone’s personal information to anyone.

Disclosure

This site is largely supported by way of advertisements. As such, third-party ads may be served up at any time, and I may be paid on your clicking of these ads or your giving of information to third-party representatives. I offer no guarantees as to the accuracy of these ads. These ads may not necessarily reflect or represent my opinions or viewpoints. In addition, I may also have affiliate partnerships with companies whereby I earn a commission if products and/or services are purchased after you click on a link from this site. I only set up affiliate relationships with companies who offer products and/or services that I personally believe in and/or personally use. If I don’t believe in a product and/or service, I don’t endorse it.

Copyright © 2016-2020 Mr. Free At 33. All rights reserved.
sponsored

We are using cookies to give you the best experience on our website.

You can find out more about which cookies we are using or switch them off in settings.

Mr. Free At 33
Powered by  GDPR Cookie Compliance
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognizing you when you return to our website and helping us to understand which sections of the website you find most interesting and useful.

You can adjust all of your cookie settings by navigating the tabs on the left hand side.

Strictly Necessary Cookies

Strictly Necessary Cookie should be enabled at all times so that we can save your preferences for cookie settings.

If you disable this cookie, we will not be able to save your preferences. This means that every time you visit this website you will need to enable or disable cookies again.